1 Bridging the gap between insurers and their customers

2 Mission: To bridge the digital gap between insurers & consumersInsurance Companies

3 The Sureify team is 28 and doubling this yearDustin - CEO 3x insurance product creator. 10x product manager. Built Vendus Product Labs. Sulu - CTO ClearBenefits. Managed 20 tech products. Insurance technology pro. Greg - Business Development Life insurance & Benefits expert. Founder Webagencies.com. Million dollar round table speaker. Ryan - Head of Operations Mobile app entrepreneur. Built Vendus Product Labs. Mobile & web project lead. David - CFO Public company CFO. 15yrs software startups. Sold 3 companies. Mark - Designer 15 products + Sureify. Consumer & enterprise. Millennial, designer. Jacob - Product 3x insurance product lead. Creative turned insur. Medicare product lead. Vijay - Head of Eng Lead on 3x insurance products 7yrs full stack exp. Web & mobile team lead.

4 Leadership team backgroundsDustin founded a Silicon Valley product development firm building a wide range of web & mobile applications for enterprise companies. Sulu (CTO) & Greg (Head of Insurance) both built enterprise employee benefits platforms prior to joining Sureify

5 Sureify’s history building insurance applicationsDirect to Consumer 2013 The Mint.com of insurance Direct to Consumer 2014 Life insurance learning platform Enterprise Platform 2015 – today Life insurance 2.0 platform 2013 – We built the Mint.com for insurance consumers but we learned consumers are not waking up in the morning wanting to put their insurance information in one place (who would have known!) 2014 – We created a Millennial Life Insurance learning platform. It was a “nice” service, but again, we found no one wakes up in the morning wanting to read millennial explanations of insurance, watch videos or explore life insurance. 2015 – Until today, we have been building our “LifeTime Platform” for the next generation of insurance engagement. Though we are focusing on life insurance today – the platform can be used in health, disability, and much more in the near future. A little history on Sureify. In 2013, we built the mint.com for insurance. It’s on the shelf right now because we learned consumers are not waking up in the morning wanting to put their insurance information in one place - Well not yet anyway! After being prompted by Guardian Life and their innovation team, we created a Life Insurance Learning platform in It was “nice” service, we dove into life insurance head first, yet no one wakes up wanting to read, watch videos or explore infographics on Life Insurance. Although a lot of learnings from the day we started, it lead to where we are now, and at the end of 2014 till today, we have been building our “LifeTime Insurance platform” for next generation of insurers. Though we are focusing on Life Insurance today - you will surely see application of our platform that could be used in health, disability, and much more.

6 The global problem Insurers are not in touch with this generation and the next of insurance buyers. Carriers have ceded customer relationships to promiscuous agents. Little-to-no digital engagement strategies with customers. Carriers have been unable to create innovative products. No digital sales outlets for buyers who prefer web and mobile experiences.

7 More importantly, the consumer is changing

8 This is not working anymore

9 Insurance companies need to be “here”

10 Validation - globally Named amongst top 8 companies to disrupt life insurance by FinTech News People who love us 50+ inbound product review requests by global insurers Selected by Munich Re to be part of their global accelerator Top 5 reinsurance companies seeking partnerships McKinsey, Deloitte, PWC, & EY showcase Sureify as a top insurance innovator to their clients 18 month pilot program options Selected by Swiss Life, UBS & EY to be part of their accelerator

11 The Sureify Solution An enterprise software platform that enables life insurers to acquire, engage, and cross-sell throughout a customer’s lifetime. Video Mobile Health Payments IoT Social

12 “White Label” platform-as-a-service business model (SaaS/PaaS)Insurance Company Branding White-labeled solution *Corporate License + per user fee

13 The “LifeTime Platform” enables you to be a digital insurer*Note: we don’t underwrite or price products but rather integrate into your existing logic + + Web & mobile sales enablement Connected policies with engagement features Insurer engagement center Policyholder, IoT, and underwriter big data

14 We start with enabling you to sell via web and mobileConsumers expect the ability to buy via web & mobile, and this is the start of next gen digital engagement . Quote Simple, fast. Apply User-friendly, online process. Buy Anywhere, anytime. (conditional receipt issued) *Platform integrate with cloud based underwriting system or existing underwriting/pricing logic.

15 Enables connected & branded apps for consumer engagement6,000 Insurance Companies

16 Policies are now able to offer engagement featuresInsurers are sitting on branding, cross-selling, and positive engagement opportunities post policy sale Device-connected Enables gamification possibilities with health devices . Wellness program Engages customers around healthier living. Rewards & challenges Keeps customers actively engaged. Cross-selling capabilities Increases lifetime value of customers by selling relevant product to Social integration Start integrating with policyholders real-time life

17 IoT layer with 250+ devices to choose from***This slide must be in presentation mode to see clearly. Here you see that the Sureify platform integrates with 250+ devices and will grow year over year. You will select the devices you want to integrate with…but we will be here to help you. *Each carrier can hand pick each health device they desire to connect with their platform.

18 Enabling new insurance product creations by insurersPersonal & reward based premium models Looking ahead: Because carriers are not meeting these needs…..we have come up with this solution

19 Resulting in “physical” insurance products abilities

20 Engagement control centerKey features: Manage online sales Policyholder management Create and customize wellness plans Education module Push and create product cross-selling Analyze IoT data analytics Evaluate all app engagement metrics Push, , text via dash Agent engagement module Social integration

21 Optional: Agent engagement centerof life insurance is currently sold by captive and independent agents. Sureify has built in the ability for insurance companies to distribute an agent engagement platform and the insurer controls the features they enable for the agents. 97%

22 Imagine… the digital war room in every insurer globally

23 Imagine… new health-minded productsCongratulations, you’ve reached your daily step goal Of 9,000 steps! Daily Step Goal Achieved

24 Imagine… communication with millions with a simple push

25 Imagine… policyholder competitionsAlexa John

26 Imagine… the ability to offer rewards & discountsYou’ve earned enough points to start redeeming -- check out the Rewards Store! Points Earned!

27 Imagine… social integrated up-selling

28 Imagine… geo-based up-selling

29 Sales: new online salesCalculating ROI Sales: new online sales Lifetime value: up-selling PROFITS Retention: keeping your customer Cost reduction: operational improvement

30 Integrating Sureify’s platform into insurers’ existing systemsConsumer Web and Mobile Apps Health Devices & IoT Systems Consumers API Agent Engagement Platform Cloud-Based Underwriting System Sureify Platform Agents API Carrier Control Center Products Policies API/Uploads Insurers’ IT System Payments Carrier Admin Database Claims

31 Launching 5 platforms by end of 2016Canada Europe Asia United States South America Australia These pilots are currently at different stages of negotiation and will generate an average of $750,000 per program. *Selecting based on digital agenda

32 Thank you www.sureify.com --------- Dustin Yoder [email protected]