1 PRESENTATION OF THE COMPANY DECEMBER 2008
2 ● Issued premiums in Bonding Market 2007 vs. 2008 ● Percentages Breakdown of Gross Written Premiums – 2008 ● Issued and Retained Premiums Breakdown – 2008 ● Bonding Market per line – 2007 vs 2008 ● Bonding Market breakdown per line – 2008 I – MEXICAN BONDING MARKET
3 ● Historical Antecedents of our company ● Principles and Values ● Main products ● General requirements for bonding granting - Individual ● General requirements for bonding granting - Legal entity ● Organization Chart ● Service Offices ● Sofimex Issued – 2007 vs 2008 ● Portfolio distribution per line – 2008 ● Administrative bond distribution 2008 ● Active agents – 2007 vs 2008 ● Issued policies – 2005 to 2008 ● Current clients – 2005 to 2008 ● Distribution of guarantees per type – 2007 vs 2008 ● Our reinsurers ● Income Statement to December 31st 2008 ● Balance Sheet to December 31st 2008 ● Contact us! II - AFIANZADORA SOFIMEX
4 MEXICAN BONDING MARKET
5 ISSUED PREMIUMS IN BONDING MARKET 2007 vs 2008 (Figures in million of Mexican pesos)
6 PERCENTAGES BREAKDOWN OF GROSS WRITTEN PREMIUMS 2008
7 ISSUED AND RETAINED PREMIUMS BREAKDOWN 2008
8 BONDING MARKET PER LINE 2007 vs 2008
9 BONDING MARKET BREAKDOWN PER LINE 2008
10
11 Afianzadora SOFIMEX is a company with 68 years of experience, in 1940 it was called “Fianzas Interamericas”. In 1979 the company was bought by a group of shareholders of “Banco SOFIMEX”, so the company started a new stage of growing and expansion and in a few years Afianzadora SOFIMEX became one of the strongest and better recognized companies in the market up today. Our core business is issuing bonds specially administrative ones, we are a highly qualified team of experts in the subject. We have several services and programs to satisfy your needs: SINGLE BONDSINGLE BOND SUPPLIER’S PROGRAMSUPPLIER’S PROGRAM BONDING LINEBONDING LINE OUR SERVICE IS YOUR BEST GUARANTEE
12 Our purpose: ”Provide an excellent service to guarantee the fulfillment of the obligations and achieve customer´s satisfaction”. Our vision: “Stay in the market as a leader company, with international standards of quality, developing bond services in strategic markets”. Our values: Honesty, reliability, responsibility and commitment. Our principles: Service quality, working competence and team work. PRINCIPLES AND VALUES
13 FIDELITY BONDS Which are the benefits offered by this kind of bonds? It refunds to the beneficiary the damages on his property derived from his bonded workers. It creates a preventive effect so it makes that the worker avoids illegal acts. MAIN PRODUCTS JUDICIAL BONDS IN PROCESS? We offer immediate solutions against damages. ARE YOU WORRIED ABOUT YOUR FREEDOM? We guarantee your freedom. ARE YOU TIRED FOR WAITNG? We offer you an allowance food bond. ADMINISTRATIVE BONDS We have several bonds with a wide coverage to support your needs. DO YOU IMPORT? DO YOU EXPORT? DO YOU BUY? DO YOU SELL? We can help you in the payment of taxes, fines, V.A.T., fiscal interests, even in fiscal inconsistencies. DO YOU LEASE?, DO YOU PARTICIPATE IN BIDS? DO YOU WANT TO QUALIFY? We guarantee all your needs.
14 MAIN PRODUCTS CREDIT BONDS Sale-Buy One single operation Distribution PEMEX, MEX-LUB Product Supply, Preferential Product Supply PEMEX Service Stations - ASA Service Supply Gas, Supply Lubricant, Supply Refining FOR SUPPLIERS Product directed to big beneficiaries, who need an efficient coverage that guarantees the fulfillment of the orders or contracts celebrated with his suppliers of goods or services using the best advantages.
15 Fill out and sign the questionnaire for individuals, provided by us. Also can be downloaded in www.sofimex.com.mxFill out and sign the questionnaire for individuals, provided by us. Also can be downloaded in www.sofimex.com.mx Bond Requirement Contract duly signed and filled out.Bond Requirement Contract duly signed and filled out. Registration in the Treasury Department and Copy of the Taxpayer´s Identification Document.Registration in the Treasury Department and Copy of the Taxpayer´s Identification Document. Copy of the Official Identification (see 1).Copy of the Official Identification (see 1). Patrimony Report, mentioning: REAL PROPERTY, PERSONAL PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE DEEDS AND REAL PROPERTY CERTIFICATES.Patrimony Report, mentioning: REAL PROPERTY, PERSONAL PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE DEEDS AND REAL PROPERTY CERTIFICATES. GENERAL REQUIREMENTS FOR BOND GRANTING INDIVIDUALS ´ 1. Identification card, draft registration document, driver´s license, professional certificate.
16 Copy of the source document (see 2)Copy of the source document (see 2) Income receipts (LETTER OF THE COMPANY, INCOME RECEIPT, TAX RETURN, ETC.)Income receipts (LETTER OF THE COMPANY, INCOME RECEIPT, TAX RETURN, ETC.) Copy of the Marriage Certificate (see 3)Copy of the Marriage Certificate (see 3) NOTES Copy of all the documents shall be submitted, attaching the original documents, which shall be returned immediately after verifying the authenticity of the copy. The applicant and the obligee shall submit all the documents. GENERAL REQUIREMENTS FOR BOND GRANTING INDIVIDUAL 2. It is the document originates the obligations, whose fulfillment shall be guaranteed with the bond required, in the event that the requirement fulfills the need of an open line of bonds, the source document shall be submitted. 3. If the marriage was celebrated under the communal property regime, both spouses shall sign the contract for bond requirement.
17 Fill out and sign the questionnaire for legal entity, provided by us. Also can be downloaded in www.sofimex.com.mxFill out and sign the questionnaire for legal entity, provided by us. Also can be downloaded in www.sofimex.com.mx Bond Requirement Contract duly signed and filled out, provided by us.Bond Requirement Contract duly signed and filled out, provided by us. Elaborated articles of the company, with the last modifications of capital and powers.Elaborated articles of the company, with the last modifications of capital and powers. Powers of the attorney-in-fact of the company.Powers of the attorney-in-fact of the company. Copy of the Official Identification of the Attorney-in-factCopy of the Official Identification of the Attorney-in-fact Registration in the Treasury Department and Copy of the Taxpayer´s Identification Document.Registration in the Treasury Department and Copy of the Taxpayer´s Identification Document. Partial balance sheets with a signiority of 3 months maximum, signed by the director and by the accountant of the company.Partial balance sheets with a signiority of 3 months maximum, signed by the director and by the accountant of the company. Audited balance sheets of the last fiscal year.Audited balance sheets of the last fiscal year. LEGAL ENTITY GENERAL REQUIREMENTS FOR BOND GRANTING
18 Patrimony Report, mentioning: REAL PROPERTY, PERSONAL PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE DEEDS AND REAL PROPERTY CERTIFICATES. (see 1)Patrimony Report, mentioning: REAL PROPERTY, PERSONAL PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE DEEDS AND REAL PROPERTY CERTIFICATES. (see 1) 1.It is the document originates the obligations, whose fulfillment shall be guaranteed with the bond required, in the event that the requirement fulfills the need of an open line of bonds, the source document shall be submitted. NOTES Copy of all the documents shall be submitted, attaching the original documents, which shall be returned immediately after verifying the authenticity of the copy. The applicant and the obligee shall submit all the documents. GENERAL REQUIREMENTS FOR BOND GRANTING LEGAL ENTITY
19 ORGANIZATION CHART
20 SERVICE OFFICES Cuentas especialesCuentas especialesCuentas especialesCuentas especiales I, II, III y IV I, II, III y IV Del Valle Del Valle Del Valle Del Valle Perisur Perisur Perisur Perisur Ramón Alcázar Ramón Alcázar Ramón Alcázar Ramón Alcázar Satélite Satélite Satélite Satélite METROPOLITAN Chihuahua Chihuahua Hermosillo Monterrey Tijuana NORTH Mérida Mérida Mérida Mérida Veracruz Veracruz Veracruz Veracruz Villahermosa Villahermosa Villahermosa Villahermosa SOUTH AND SOUTHEST CENTRAL AND WESTERN Guadalajara Guadalajara Guadalajara Guadalajara León León León León Puebla Puebla Puebla Puebla Querétaro Querétaro Querétaro Querétaro
21 SOFIMEX ISSUED PREMIUMS 2007 vs 2008
22 PORTFOLIO DISTRIBUTION PER LINE 2008
23 ADMINISTRATIVE BONDS DISTRIBUTION 2008
24 ACTIVE AGENTS 2007 vs 2008
25 ISSUED POLICIES 2005 TO 2008
26 CURRENT CLIENTS 2005 T0 2007
27 DISTRIBUTION OF GUARANTEES PER TYPE 2007 VS 2008
28 OUR REINSURANCES BOUQUET ARE WORLD WIDE BEST
29 BALANCE SHEET TO DECEMBER 31st 2008 (Figures in million of Mexican pesos)
30 AFIANZADORA SOFIMEX S.A. INCOME STATMENT TO DECEMBER 31st 2008
31 SERVICE OFFICES METROPOLITAN AREANORTH AREA HERMOSILLO Blvd. Solidaridad No. 56, Local 46-49, Plaza Girasol, Col. El Sahuaro 83170, Hermosillo, Son. Tels. (01-662) 218-5004, 218-5814 [email protected] MONTERREY Av. San Jerónimo No. 808, Altos Poniente, Col. San Jerónimo, 64640 Monterrey, N.L. Tels. (01-81) 8346-7012, 8346-8254 Y 8346-8420 FAX: 8347-0460 [email protected] TIJUANA Juan Ruiz de Alarcón No. 1572, Int. 3, 1er Piso, Zona Río Tijuana, 22320, Tijuana, B.C. Tel. (01-664) 682-9041, 682-9089, FAX: 682-9096 [email protected] CHIHUAHUA Trasviña y Retes No. 1314, Col. San Felipe 31240 Chihuahua, Chih. Tels. (01-614) 4147-271 FAX: 4147-211 [email protected] MATRIZ Blvd. Adolfo López, Mateos No. 1941 Col. Los Alpes Del. Álvaro Obregón 01010 México, D.F. Tels. (01-55) 5480-2500 [email protected] SATÉLITE Fernando Leal Novelo No. 11, 2do. piso, Circuito Comercial Satélite 53100 Naucalpan, Edo. de Mex. Tels. (01-55) 5393-3122, 5572-3957, 5572-4156, 5572-4486 FAX: 5393-0526 [email protected] PERISUR Calle Pico de Verapaz No. 435 Desp. 101 Col. Jardines de la Montaña, Del. Tlalpan Tels. (01-55) 5630-2342, 5446-9165, 5630-3249 [email protected] CENTRO Ramón Alcázar No. 20 Col. Tabacalera, Del. Cuauhtémoc 06030 México, D.F. Tels. (01-55) 5705-2552, 5705-2240, 5705-1701 FAX: 5705-1576 [email protected] DEL VALLE Patricio Sanz No. 740 Col. Del Valle, Del. Benito Juárez 03100 México, D.F. Tels. (01-55) 5536-2432, 5536-0964, 5536-0969, 5523-7919 [email protected]
32 SERVICE OFFICES CENTRAL AND WESTERN AREA GUADALAJARA Av. México No. 2798, 1er. piso, Col. Circunvalación Vallarta, 44680 Guadalajara, Jal. Tels. (01-33) 3641-7044 FAX: 3641-7107 [email protected] QUERÉTARO Carrizal No. 33 Col. Carrizal 76030, Querétaro, Qro. Tels. (01-442) 216 5678, 215 7274 [email protected] PUEBLA Lateral Sur de la Vía Atlixcayótl No. 3106 Centro Comercial Pabellón del Ángel, Local 9 72800, San Andrés Cholula, Pue. Tel. (01-222) 225-7648, 225-7649, 225-7653 FAX: 225-7647 [email protected] LEÓN Blvd. Vasco de Quiroga No. 101, Desp. 406, 4to. piso Esq. Blvd. Adolfo López Mateos, Col. Los Gavilanes 37270, León, Gto. Tels. (01-477) 763-4832, 764-0487, FAX: 764-0822 [email protected] SOUTH AREA VERACRUZ Habaneras No. 331 Fracc. Jardines de Virginia, 94294, Boca del Río,Veracruz, Ver. Tels. (01-229) 935-1967, 935-1700 FAX: 935-6978 [email protected] MÉRIDA Calle 6 diagonal (Prolongación Paseo Montejo) No. 30 “Torre Banorte” Planta Baja. Col. Gonzalo Guerrero, 97118 Mérida, Yuc. Tels. (01-999) 9444-553 (54, 55 Y 56) [email protected] VILLAHERMOSA Prolongación 27 de Febrero No. 2991, Local 6, Col. Tabasco 2000 86035, Villahermosa, Tab. Tels. (01-993) 316-1154, 316-1533, 316-4895 [email protected]
33 Our service is your best guarantee Blvd. Adolfo López Mateos 1941 Los Alpes, México D.F., C.P. 01010 Tel. y Fax: (0155) 5480-2500 Lada 01-800-696-3271 www.sofimex.com.mx