1

2 What is Mobile Wallet A mobile wallet is virtual wallet, where you preload a certain amount in your account created with the mobile wallet service provider, and spend it at online and offline merchants. For example, if you go to a coffee shop A, which is listed with XYZ mobile wallet, you can pay for your coffee through the phone. Depending on the service provider, you can also pay through app, text message, social media account or website\ { "@context": "http://schema.org", "@type": "ImageObject", "contentUrl": "http://slideplayer.com/12253855/72/images/2/What+is+Mobile+Wallet.jpg", "name": "What is Mobile Wallet", "description": "A mobile wallet is virtual wallet, where you preload a certain amount in your account created with the mobile wallet service provider, and spend it at online and offline merchants. For example, if you go to a coffee shop A, which is listed with XYZ mobile wallet, you can pay for your coffee through the phone. Depending on the service provider, you can also pay through app, text message, social media account or website\", "width": "1024" }

4 Features of m-Wallet in Phase-1What is M-Wallet? 12/4/2017 Features of m-Wallet in Phase-1 Cash In Cash Out P2P Retailer Initiated Recharge BSNL Pay BSNL Bill Wallet to Wallet money transfer Wallet to Bank Account money transfer

5 Features of m-Wallet in Phase-2What is M-Wallet? 12/4/2017 Features of m-Wallet in Phase-2 Utility Payment (i.e. Electricity, Water, Insurance Premium Payment Merchant Payments(Bookmyshow, Cab services, IRCTC, Bus Booking) Recharge Other Operators Pay Other Operator’s post-paid/Broadband Bill Payment Cash In using Mobile/Net Banking from SBI A/c or any other Account DBT (Direct Benefit Transfer) MGNREGA PAYMENT Pension Payment/Scholarship

6 Advantages for CustomersCash In: To load his wallet, Customer don’t need any Debit card is not required Credit Card is not required Net Banking is not required Cash-in can be done at BSNL Retailers – 6 Lakhs Cash Out: Customer can cash-out his funds via: Any Bank a/c: 2. Cash-out can also be done at BSNL Retailers - 6 lakhs Unbanked Population: Customers with no bank account can use this product Feature Phone: Customer with “feature phone” can also use the product Customer will avail Government Social Benefits Scheme via this product like DBT integration MGNREGA integration Government Pension SBI banking transfer option It allows customers to transfer directly in SBI Bank a/c without any IFSC code

7 Advantages for RetailersCash In Retailer will earn commission on cash in Cash Out: Retailer will also earn commission on cash out Unbanked Population: Customers with no bank account can also use the product Feature Phone/Poor Networked Areas: Customer with “feature phone” can also use the product in poorly connected area too. Government Social Benefits Scheme will bring incremental business via DBT Payment MGNARE Payment Government Pension Payment Incremental Banking Remittance Business BSNL customer will benefit from banking services SBI Bank Transfer option where IFSC code is not required for customer

8 On Boarding of RetailersIdentify the Retailer in your territory. Personal Details with the supporting documents of retailers PAN Card (Optional) Adhaar Card / DL/ Passport Photo Current work profile (Grocery Shop/Mobile & Recharge Shop/Ticketing Centres/LCO/Photostat, Others) Submit the Retailer form with supporting documents and activation fee to BSNL Franchisee Manager. BSNL Franchisee Manager will onboard the retailer on mwallet platform.

9 Web & Application Login Link:Franchisee: Web Link: https:// :8442/SBIMobiCash_CHILD/ Retailer: Web Link: https:// :8442/SBIMobiCash/ Android Link: https://www.dropbox.com/sh/sqnebot0xq44fbj/AABKJ- QNyll6YHL_pHxHKOtna?dl=0 IOS Link: Customer: Android Link: BSNL SSA, Franchisee & Retailer : Customer Care Number:

10 SBI A/c Number for Franchisee:For M-wallet Evalue Creation: “BSNL M-wallet Centralized Account” Branch at Chandigarh SBI A/C No: IFSC Code: SBIN For Retailer Enrolment fee to be deposited in: “BSNL Retailer Management Account” Sbi A/c No:

11 Retailer Enrolment FormWhat is M-Wallet? 12/4/2017 Retailer Enrolment Form

12 FRANCHISEE SYSTEM PORTAL

13 What is M-Wallet? 12/4/2017 Franchisee Main Page

14 What is M-Wallet? 12/4/2017 Stock Transfer

15 What is M-Wallet? 12/4/2017 Return Stock

16 View Transaction ReportWhat is M-Wallet? 12/4/2017 View Transaction Report

17 What is M-Wallet? 12/4/2017 Change Pin

18 TARIFF/ COMMISSION FOR FRANCHISE & RURAL DISTRIBUTERSTARIFF/ COMMISSION CONFIDENTIAL SHEET ONLY FOR FRANCHISE ONLY S. No. Category of Charges 1 2 3 Customer Charges Payment to Franchise by BC (25%) Payment to Retailer by BC (75%) Rate (%) Min. (Rs.) Max. (Rs.) Max(Rs.) RETAILER ASSISTED Wallet Account opening Charges (Full KYC/E-KYC) Rs 20 Rs 4.5 Rs 10.5 Cash In assisted by Retailer 0.50% Rs 5 0.075% Rs 0.75 Rs 3.00 0.225% Rs 2.25 Rs 9.00 Cash out at Retailer 2.50% Rs 10 Rs 50 0.375% Rs 1.50 Rs 7.5 1.125% Rs 22.5 4 P2P (Wallet to Wallet) assisted by Retailer 3% Rs 12 Rs 120 0.450% RS 1.8 Rs18 1.350% Rs 5.4 Rs 54 5 P2P (Wallet to SBI A/cs) assisted by Retailer Rs 1.8 Rs 18 6 P2P (Wallet to other Banks’ A/cs) assisted by Retailer RETAILER INITIATED Franchisee Commission Retailer Commission Retailer Initiated-BSNL Topup Nil 1.375% 4.125% Retailer Initiated-BSNL Post Bill payment 1.50% Retailer Initiated-BSNL Landline/Broadband Bill payment Rs 2 Rs 6 For KYC ,Profit sharing of Franchise and Retailers will be in ratio of 30:70

19 Thank You Ankur Adukia | 9599773888 | [email protected]Please find below the Name, Contact and id details of Triotech Circle team for any enquiry: Circle Name Profile Mobile ID Punjab Vishal Ambardar TSM Haryana Sanjay Pandita Rajasthan Vineet Kumar Tak Bihar Rohit Singh All Circle Ankur Adukia BDM And Call Centre number for SSA, Franchisee and Retailer is Ankur Adukia | |